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Student Loan Forgiveness Discussion


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It's against my self interest to say this, as someone with student loan debt, but I don't think it's fair to ask average Americans to pay for the student loan debt of those who used debt to finance co

Anyone who supported PPP and not loan forgiveness is a hypocrite. Those who took the money and criticize it are even worse. We lost 200 billion to fraud alone on PPP.

I’m not a student debt forgiveness fan.  While I do think the cost of education is rediculous and in need of reform, which is another subject, they signed on for what they signed on for.     I’

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12 hours ago, LongTimeFan said:

When my girlfriend got divorced 17 yrs ago she had a 2yr old and 4 yr old and no family here to help.  She got her teacher certificate, masters degree and paid off her student debt while raising 2 boys.

 

It isn’t surprising to me that sex dolls can have kids these days. New world we live in. 

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  • 2 months later...

 

I'll say it again that the establishment within the Democratic party doesn't seem to have anything close to an iota of a semblance of a distant feel for what all of these broken promises and failures - most of them attributable entirely to the Democratic party as a whole - are going to do. They can't blame anyone but themselves. And Biden absolutely doesn't give a flying fuck about student loans despite former lies to the contrary. It is an enormous self-inflicted wound to him, to the party and probably to the economy itself.

 

They're about to get bodied in the worst way in 2020.

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student debt forgiveness without a larger plan to address college tuition reform is worthless. It also flies in the faces of everyone who got student loans and paid them off. I've said it before but both my wife and I have masters degrees from private universities. We managed to pay off our loans by being smart with our income, not living above our means, and prioritizing paying off student loans above all else.

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10 minutes ago, oldschool said:

student debt forgiveness without a larger plan to address college tuition reform is worthless. It also flies in the faces of everyone who got student loans and paid them off. I've said it before but both my wife and I have masters degrees from private universities. We managed to pay off our loans by being smart with our income, not living above our means, and prioritizing paying off student loans above all else.

 

I make plenty of money and will pay off my student loans just fine.

 

But I also don't have my head so far up my own ass that I think this is similar for others.

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Just now, Jamalisms said:

 

I make plenty of money and will pay off my student loans just fine.

 

But I also don't have my head so far up my own ass that I think this is similar for others.

 

Ahh yes the dumbass I'm not responsible for my own actions defense. You chose to get a student loan and not prioritize paying them off. Bought the nice car, took those trips you really couldn't afford, and signed for a mortgage a few years after finishing your degree. College tuition is a massive issue but acting like paying off the loans of a bunch of motherfuckers like you addresses the issue is moronic. If the shoe fits....

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15 minutes ago, oldschool said:

 It also flies in the faces of everyone who got student loans and paid them off. I've said it before but both my wife and I have masters degrees from private universities. We managed to pay off our loans by being smart with our income, not living above our means, and prioritizing paying off student loans above all else.

 

1 minute ago, oldschool said:

 

paying off the loans of a bunch of motherfuckers like you addresses the issue is moronic. If the shoe fits....

 

The 100% of the time the reason that people are strongly against this is they had loans and already paid them off and are mad about it.

 

Honestly we should never change anything (unless it benefits me) because if people get something I didn't then it's not fair.

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4 minutes ago, oldschool said:

 

Ahh yes the dumbass I'm not responsible for my own actions defense. You chose to get a student loan and not prioritize paying them off.

That's not the issue at all.

 

Student loans are predatory in nature and tuition cost has skyrocketed for no reason other than pure greed.  For example my University when I started cost $3100 for an entire school year. 10 years later the same school cost nearly 10k per semester. Did the quality of the education increase? Not at all.

 

Our society has been telling all kids for the past 30+ years they need to go to college, instead of pushing tech schools as a viable alternative, and have created a system that saddles young adults with massive debt with no reasonable way to pay it off.

 

 

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24 minutes ago, oldschool said:

 

Ahh yes the dumbass I'm not responsible for my own actions defense. You chose to get a student loan and not prioritize paying them off. Bought the nice car, took those trips you really couldn't afford, and signed for a mortgage a few years after finishing your degree. College tuition is a massive issue but acting like paying off the loans of a bunch of motherfuckers like you addresses the issue is moronic. If the shoe fits....

 

27 minutes ago, Jamalisms said:

I make plenty of money and will pay off my student loans just fine.

 

But I also don't have my head so far up my own ass that I think this is similar for others.

 

It's almost like you didn't even bother reading what you replied to ... which is of little surprise to anyone paying attention lately ... but it does render your dumbass attack completely and utterly impotent.

 

I don't need my loans paid off, sweetheart, but there are plenty of other people who do. You can look down on them and call them motherfuckers and treat them and speak of them like dirt all you want but it simply demonstrates your elitist mentality and says nothing of substance about their actual worth.

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25 minutes ago, Titans279 said:

 

 

The 100% of the time the reason that people are strongly against this is they had loans and already paid them off and are mad about it.

 

Honestly we should never change anything (unless it benefits me) because if people get something I didn't then it's not fair.

 

never said that. read my original response. forgiving debt for everyone that currently has student loans doesn't address the root of the issue which is the cost of college. All it does it reset the clock. Its also a massive precedent to set which allows people to shirk their responsibilities when it comes to credit and debt in general. Removing the restrictions on student loan inclusion in the bankruptcy process is the first place to start. 

 

No offense but I don't feel sorry for anyone who has massive debt and lives above their means. I've been debt free for a very long time and did so through hard work. 

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25 minutes ago, WG53 said:

That's not the issue at all.

 

Student loans are predatory in nature and tuition cost has skyrocketed for no reason other than pure greed.  For example my University when I started cost $3100 for an entire school year. 10 years later the same school cost nearly 10k per semester. Did the quality of the education increase? Not at all.

 

Our society has been telling all kids for the past 30+ years they need to go to college, instead of pushing tech schools as a viable alternative, and have created a system that saddles young adults with massive debt with no reasonable way to pay it off.

 

 

 

I agree with all of this except not providing a way to pay off the loans. Thats on the individual. The issue is that forgiving $50K worth of student debt doesn't address the problem at all. 

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Just now, oldschool said:

 

I agree with all of this. The issue is that forgiving $50K worth of student debt doesn't address the problem at all. 

It is a half measure for sure.  But one that could greatly help an entire generation get above water.

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11 minutes ago, Jamalisms said:

 

 

It's almost like you didn't even bother reading what you replied to ... which is of little surprise to anyone paying attention lately ... but it does render your dumbass attack completely and utterly impotent.

 

I don't need my loans paid off, sweetheart, but there are plenty of other people who do. You can look down on them and call them motherfuckers and treat them and speak of them like dirt all you want but it simply demonstrates your elitist mentality and says nothing of substance about their actual worth.

 

I'm referring to people like you that have a sense of entitlement when it comes to student loans. No one held a gun to your head and told you take loans you couldn't afford. No one told you to go out and live off credit and rack up more debt you can't afford to pay off. No one told you to completely ignore all the options for reducing student debt like peace core or working for government agencies for a few years. 

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7 minutes ago, oldschool said:

 

I'm referring to people like you that have a sense of entitlement when it comes to student loans. No one held a gun to your head and told you take loans you couldn't afford. No one told you to go out and live off credit and rack up more debt you can't afford to pay off. No one told you to completely ignore all the options for reducing student debt like peace core or working for government agencies for a few years. 

 

Again, not a response to me or what I said, which is pathetic.

 

Me arguing on behalf of someone else and for their benefit isn't me with a sense of entitlement. I can see how you would get that confused, being a disingenuous, elitist piece of shit ... but it's actually a rather simple and self-evident distinction that someone with an expensive private school master's degree should be able to pick up on without even trying.

 

Maybe if you pulled your head out of your ass you'd be able to actually address what's being said? Based on recent history, I can't guarantee it would help.

 

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39 minutes ago, Jamalisms said:

 

Again, not a response to me or what I said, which is pathetic.

 

Me arguing on behalf of someone else and for their benefit isn't me with a sense of entitlement. I can see how you would get that confused, being a disingenuous, elitist piece of shit ... but it's actually a rather simple and self-evident distinction that someone with an expensive private school master's degree should be able to pick up on without even trying.

 

Maybe if you pulled your head out of your ass you'd be able to actually address what's being said? Based on recent history, I can't guarantee it would help.

 

I addressed your moronic point multiple times. Student loans suck and the cost of college is out of control. Forgiving debt for the current crop of those dealing with student loans doesn't do anything to address the root cause and would set a terrible precedent for those who didn't get such a handout whether in the past or future. It's a stupid idea and progressives are even dumber than you if they thought it was ever going to happen. It's not on Biden to address it its on congress and it doesn't have support. Take your bullshit somewhere else.

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