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Almost half of US families can't afford basics like rent and food


Starkiller

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15 minutes ago, Starkiller said:

So there is nothing in the platform or messaging that is anti-clue collar, it’s just that lots of white people don't believe in equal rights? Is this your argument?

No, my argument is they have lost their messaging and stopped being inclusive to the white blue collar worker in the middle of the country. It isn’t their platform. It’s the leaders and their messaging. They would rather discuss minority’s, political correctness, and LGBT rights over the middle class worker while also directly telling White middle class people that they’re privileged just for being born. Are you not paying attention? Sanders is the closest in 8 years to discuss these issues, but he’s a socialist who isn’t a democrat. 

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1 hour ago, IsntLifeFunny said:

No, my argument is they have lost their messaging and stopped being inclusive to the white blue collar worker in the middle of the country. It isn’t their platform. It’s the leaders and their messaging. They would rather discuss minority’s, political correctness, and LGBT rights over the middle class worker while also directly telling White middle class people that they’re privileged just for being born. Are you not paying attention? Sanders is the closest in 8 years to discuss these issues, but he’s a socialist who isn’t a democrat. 

I agree that the Dems messaging is bad compared to the GOP, but that’s because the GOP has a massive propaganda network to push their message. Also the fact that the Democratic Party has long been divided between moderates and liberals inherently means they don’t have a unified message like the Republicans do.

 

I do agree that their leaders are old and not exciting. But the message was getting lost even in the days of Clinton and Obama. Face it, the right wing media drowns out the message from the Democrats. Obama was super charismatic and had the power of the bully pulpit yet his messaging was constantly drowned out by the likes of Fox and Rush. And even before Fox News rose to power, Clinton was swamped by right wing radio.

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Just now, Starkiller said:

I agree that the Dems messaging is bad compared to the GOP, but that’s because the GOP has a massive propaganda network to push their message. Also the fact that the Democratic Party has long been divided between moderates and liberals inherently means they don’t have a unified message like the Republicans do.

 

I do agree that their leaders are old and not exciting. But the message was getting lost even in the days of Clinton and Obama. Face it, the right wing media drowns out the message from the Democrats. Obama was super charismatic and had the power of the bully pulpit yet his messaging was constantly drowned out by the likes of Fox and Rush. And even before Fox News rose to power, Clinton was swamped by right wing radio.

Now I can agree with all of that. They have to rebrand.

 

They cannot be seen as Republican lite when it comes to big donors. Push the message away from minorities and niche markets. They’re already included in the message. Refocus directly to the fact the average worker has seen their monthly income go down under Trump when factoring in the cost of oil. “We just handed 1 trillion dollars to people much richer than you, yet gas is 3$ a gallon? How’s that tax cut working out for you?”. Education, fiscal responsibility, healthcare, middle class workers. Streamline it and stop alienating white people in the heart of the country. 

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10 hours ago, Starkiller said:

I agree that the Dems messaging is bad compared to the GOP, but that’s because the GOP has a massive propaganda network to push their message. Also the fact that the Democratic Party has long been divided between moderates and liberals inherently means they don’t have a unified message like the Republicans do.

The DNC has a larger propaganda network. The DNC simply doesn't stand for anything. Not saying the GOP do either.

10 hours ago, Starkiller said:

I do agree that their leaders are old and not exciting. But the message was getting lost even in the days of Clinton and Obama. Face it, the right wing media drowns out the message from the Democrats. Obama was super charismatic and had the power of the bully pulpit yet his messaging was constantly drowned out by the likes of Fox and Rush. And even before Fox News rose to power, Clinton was swamped by right wing radio.

Blame it on right wing media. Great strategy.

 

 

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Here’s another study that jibes with the one I posted originally:

https://amp.cnn.com/money/2018/05/22/pf/emergency-expenses-household-finances/index.html

 

40% of Americans can't cover a $400 emergency expense

 

Can you cover an unexpected $400 expense?

 

Four in ten Americans can't, according to a new report from the Federal Reserve Board. Those who don't have the cash on hand say they'd have to cover it by borrowing or selling something.

 

The bright side? That's an improvement from half of adults being unable to cover such an expense in 2013. The number has been ticking down each year since.

 

"The finding that four-in-ten adults couldn't cover an unexpected $400 expense without selling something or borrowing money is troubling," said Greg McBride, chief financial analyst at Bankrate.com. "Nothing is more fundamental to achieving financial stability than having savings that can be drawn upon when the unexpected occurs." 

 

McBride suggests setting up automatic direct deposits from a paycheck to a savings account that can build some much-needed financial cushion.

 

He's also concerned about another finding in the report: fewer than 40% of adults think their retirement savings are on track. 

 

"The burden is on us as individuals to save for our retirement," he says. "Take control of your financial destiny by contributing to an employer-sponsored retirement plan such as a 401(k) via payroll deduction, or arrange automatic monthly transfers from your bank account into an IRA."

 

More concerning are the 25% of Americans with no retirement savings whatsoever, according to the report.

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29 minutes ago, Starkiller said:

Here’s another study that jibes with the one I posted originally:

https://amp.cnn.com/money/2018/05/22/pf/emergency-expenses-household-finances/index.html

 

40% of Americans can't cover a $400 emergency expense

I have a buddy who's sister in law was a dental hygienist and made like 90k, her husband made like 40kish....

 

They were going on a family trip to the zoo and had to borrow 200.00, they also tried to get him to co-sign for a 1000 PC because their credit was shot. 

 

 

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10 minutes ago, OILERMAN said:

I have a buddy who's sister in law was a dental hygienist and made like 90k, her husband made like 40kish....

 

They were going on a family trip to the zoo and had to borrow 200.00, they also tried to get him to co-sign for a 1000 PC because their credit was shot. 

 

 

Tons of people still inherently suck at managing their finances

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41 minutes ago, OILERMAN said:

I have a buddy who's sister in law was a dental hygienist and made like 90k, her husband made like 40kish....

 

They were going on a family trip to the zoo and had to borrow 200.00, they also tried to get him to co-sign for a 1000 PC because their credit was shot. 

 

 

Theres a lot of people like that

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1 hour ago, Rolltide said:

https://www.brookings.edu/research/work-and-marriage-the-way-to-end-poverty-and-welfare/

 

Go back and read my posts about these marginal people. My theories about why people are less well off than most. I was on the money. People are generally poorer because they are lazy. 

Is this really your conclusion? Where'd you take Econ at?

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