Another broke wide receiver

[Callidus]

1 hour ago, Number9 said:

 

 

Individually, there’s always more beneath the surface. Anyone can achieve success, but living it out in the real world is far more complicated. We’re born into a society that quietly shapes our path before we even understand what choice means. As soon as we become aware of our surroundings, we start imagining our future through the lens we’ve been given.

 

Then one day, you might find yourself in a “real” millionaire neighborhood—and suddenly it doesn’t match the future you pictured for yourself.  Money itself is just a material thing; it can’t create happiness. We’re communal by nature, and our imaginations build a vision of success long before we ever reach it. “Rich,” for most people, is who they dreamed they would become before money ever entered the picture. If you grew up in the projects, your idea of success still connects back to that environment—your people, your memories, your sense of belonging.

 

But now you’re placed in a different financial world. The lifestyle doesn’t line up with the one you grew up dreaming about. Your role models were different. A young Vanderbilt grows up expecting a life among the wealthy. A football player or a country singer has to reinvent their idea of what “successful living” even looks like. They might not see themselves fitting naturally into this new environment.

Are you telling me his vision of success was spending enough money to live 5 comfortable lifetimes in under 10 years was on his bucket list so we should explain this away or something? 

[9 Nines]

While luxury spending might be part of it, maybe most of it, he probably invested in a lot of get rich quick schemes instead of putting money into normal financial assets.

[Callidus]

22 minutes ago, 9 Nines said:

While luxury spending might be part of it, maybe most of it, he probably invested in a lot of get rich quick schemes instead of putting money into normal financial assets.

Likely. Its normally a combination of stupid shit. Luxury items, scams, buying taxable assets that they dont think about the long term cost of, throwing expensive parties. It all adds up even if you dont go crazy on any one thing. The buying expensive houses always annoys me. When these guys buy their mom a multimillion dollar home she doesn't need and has no way to pay the propert taxes on always kills me. 

[9 Nines]

2 hours ago, Callidus said:

Likely. Its normally a combination of stupid shit. Luxury items, scams, buying taxable assets that they dont think about the long term cost of, throwing expensive parties. It all adds up even if you dont go crazy on any one thing. The buying expensive houses always annoys me. When these guys buy their mom a multimillion dollar home she doesn't need and has no way to pay the propert taxes on always kills me. 

I cannot understand the attraction to big houses.  Everything about them is bigger including  taxes, insurance, energy bills, maintenance, mortgage payments etc. yet you can still only occupy about a foot by foot while you are standing and maybe 6 feet by 1 foot while you're sleeping. 

[Callidus]

1 minute ago, 9 Nines said:

I cannot understand the attraction to big houses.  Everything about them is bigger including  taxes, insurance, energy bills, maintenance, mortgage payments etc. yet you can still only occupy about a foot by foot while you are standing and maybe 6 feet by 1 foot while you're sleeping. 

And you have to clean the damn thing. Sure you czn hire a maid but thats just more shit to pay for.

[9 Nines]

2 hours ago, Callidus said:

And you have to clean the damn thing. Sure you czn hire a maid but thats just more shit to pay for.

An essay by a valedictorian who was graduated from the engineering college of a top university, I think it was Stanford, always stuck with me.

He was writing about how his classmates were always puzzled about his job choice.  While he had multiple offers, he choose to work for a smaller company in a rural setting in a small state. Most of his peers went to work in Northern California or Chicago or NYC etc. 

He said they never understood why he choose a smaller company and a smaller salary.

He said it was simple. He liked the setting as it was more relaxed and while his salary was lower than many of his classmates it was not drastic and after higher marginal taxes on their salaries and state income taxes on their salaries, combined with his housing and living costs being fractions of theirs, he had more money than them.  His work was just as exciting and fun. He could walk to work so even working the same he had more free time than them. 

He ended the assay with opining that while they never could understand his choice; he could never understand theirs. 

Edited December 6, 2025 by 9 Nines

[Number9]

VINCE YOUNG

Career Earnings: $34,770,020

Career APY: $5,795,003

Total Guarantees: $28,090,020

Largest Cash Payment: $13,140,010 (2007)

Largest Cap Number: $14,210,004 (2010)

 

34M IN 2008 equals  55M today.  

I am against NIL money.  It is criminal.  They could structure this money to be received annually-25-40 years.

 

They are enrolled in universities and they reach the pros not able to understand math-English-nothing.  Many can't graduate HS.  Dexter Manley played at Oklahoma 3/4 years and couldn't read/write.  

You can laugh at them and it is funny, but these people don't fit in the societies their earning provide.  Look at Micheal Jordan.  Every athlete isn't raised like him.  Scotty Pippin signed a 20M deal for 10 years of play.  He's mad at Micheal who told him not to do it.  He said his family needed money.  Ha! Ha! Ha!

Watch the movie Air.  There are many stories of musicians who lose riches.  Ha! Ha!

Look past the surface of things.

[Callidus]

11 minutes ago, Number9 said:

VINCE YOUNG

Career Earnings: $34,770,020

Career APY: $5,795,003

Total Guarantees: $28,090,020

Largest Cash Payment: $13,140,010 (2007)

Largest Cap Number: $14,210,004 (2010)

 

34M IN 2008 equals  55M today.  

I am against NIL money.  It is criminal.  They could structure this money to be received annually-25-40 years.

 

They are enrolled in universities and they reach the pros not able to understand math-English-nothing.  Many can't graduate HS.  Dexter Manley played at Oklahoma 3/4 years and couldn't read/write.  

You can laugh at them and it is funny, but these people don't fit in the societies their earning provide.  Look at Micheal Jordan.  Every athlete isn't raised like him.  Scotty Pippin signed a 20M deal for 10 years of play.  He's mad at Micheal who told him not to do it.  He said his family needed money.  Ha! Ha! Ha!

Watch the movie Air.  There are many stories of musicians who lose riches.  Ha! Ha!

Look past the surface of things.

Our whole education system needs an over haul. Teachers need to be paid more and school funding needs to be vastly improved. Stop passing kids just to get rid of them or because they are good at sports. Start teaching 2nd languages in elementary school when kods soak that shit up instead of highschool. Put more focus on trades and real world stuff like home finances. College tuition has gone insane and the student loan industry is bullshit, especially since most of these people dont even need a college degree. 

[Number9]

The dot-coms sparked a market crash—too many brilliant minds throwing money at digital mirages that evaporated overnight. I remember talking to a hairstylist who rented a station in a crowded beauty salon.  Her husband was killing it in real estate back then; every week seemed to bring a new closing, a new commission, a new reason to believe the good times would never end. And then Lehman Brothers imploded, a single, thunderous collapse that pulled half the banks in America down with it. Ha! Ha!

 

People lost their homes. Families were swept out of the lives they’d built. And the government, in its infinite wisdom, chose to cushion the wealthy instead, propping up the very architects of the disaster. So now, tell me—do you really think a bank is about to bail out Odell?

 

He don't fit.

[Callidus]

32 minutes ago, Number9 said:

The dot-coms sparked a market crash—too many brilliant minds throwing money at digital mirages that evaporated overnight. I remember talking to a hairstylist who rented a station in a crowded beauty salon.  Her husband was killing it in real estate back then; every week seemed to bring a new closing, a new commission, a new reason to believe the good times would never end. And then Lehman Brothers imploded, a single, thunderous collapse that pulled half the banks in America down with it. Ha! Ha!

 

People lost their homes. Families were swept out of the lives they’d built. And the government, in its infinite wisdom, chose to cushion the wealthy instead, propping up the very architects of the disaster. So now, tell me—do you really think a bank is about to bail out Odell?

 

He don't fit.

We have a pair of bubbles in AI and crypto just ready to explode again, the housing market is in a pretty wtf spot as well. 

[OILERMAN]

If people want to blow their money it's their right. 

 

A lot of the broke stories involve family members taking their money. Forget about how they were raised.

 

Start here, with Cowboys All-Pro offensive tackle Tyron Smith, talking to his mother on the phone one day in 2012, his second year in the NFL, during a time of growing tension between him and his family over money issues.

 

"We've found a house," Frankie Pinkney told her son.

The agreed-upon budget was roughly $300,000, but over the course of the conversation, Frankie dropped the bomb. List price: more like $800,000.

Smith, now 23, is sitting at a polished wood table in the conference room of his lawyer's Dallas office. Surrounded by his girlfriend, financial adviser and lawyer, he fixes his eyes on a spot somewhere high on the floor-to-ceiling window. "Yeah, my parents wanted a house," Smith says. "But it was way bigger than mine and cost way more than mine."

 

[NashvilleNinja]

3 hours ago, OILERMAN said:

If people want to blow their money it's their right. 

 

A lot of the broke stories involve family members taking their money. Forget about how they were raised.

 

Start here, with Cowboys All-Pro offensive tackle Tyron Smith, talking to his mother on the phone one day in 2012, his second year in the NFL, during a time of growing tension between him and his family over money issues.

 

"We've found a house," Frankie Pinkney told her son.

The agreed-upon budget was roughly $300,000, but over the course of the conversation, Frankie dropped the bomb. List price: more like $800,000.

Smith, now 23, is sitting at a polished wood table in the conference room of his lawyer's Dallas office. Surrounded by his girlfriend, financial adviser and lawyer, he fixes his eyes on a spot somewhere high on the floor-to-ceiling window. "Yeah, my parents wanted a house," Smith says. "But it was way bigger than mine and cost way more than mine."

 

 

You start to look like an ATM to most everyone you know.

[Number9]

 

[Justafan]

Much like most broke people, he has no one to blame but himself. A predictable ending for a retard. 

[Callidus]

The disconnect I have from this is why these people never have an o shit moment before they are completely broke. Do they just never look at their bank account again after they get their big deal? 

 

Like, if you get drafted in the 3rd round and are 1-2mil a year. A very nice but not ungodly salary. Same deal where the goverment, agent and union and pension tske their cut and lets say you walk away with 40% for simplicity sake of the 1.5 average. You have 600k a year to live on for 3 years till you can sign your mega deal. 

 

600k with any modicum of self control should have you doing well with money to spare. I can give these guys a little leeway because its their first real money(before NIL) and they will want to buy some shit they always dreamed of having. But you have 3 years with this budget. But the time you get to your big deal you would think you could grasp this isn't a limitless well of cash and that your lifetime earnings will cap out after 10ish years unless you are elite. 

 

If you burn through all of that early money and have to take out a loan which I am sure everyone would love to do for a newly rich pro athlete with no money sense, since its an easy mark that should be the tipping point where you made a mistake and need to right your ship.