Stock Investing Advice and Strategies

[SleepingTitan]

On 11/21/2025 at 5:23 PM, OILERMAN said:

 

I got Lasik yesterday and drove about an hour through the thunderstorm, anyone sucked through a drain was on their own

The county school director where I live had his son sucked into a drain during a storm. Which I really don't understand. Why tf are your kids outside during a tornado?

[SleepingTitan]

To OP: right now a good play imo is energy sector. AI is gobbling up supply. Duke Energy (DUK) is great value. I sold off some VOOG in my ROTH to take advantage. 

 

The company has consistent results and financials. Their only threat is anti-trust suits because they got the NC area locked. There are 30+ AI companies in the Raleigh area alone, and I know there are large data centers planned for NC. 

[Titandan]

On 12/6/2025 at 4:29 PM, SleepingTitan said:

To OP: right now a good play imo is energy sector. AI is gobbling up supply. Duke Energy (DUK) is great value. I sold off some VOOG in my ROTH to take advantage. 

 

The company has consistent results and financials. Their only threat is anti-trust suits because they got the NC area locked. There are 30+ AI companies in the Raleigh area alone, and I know there are large data centers planned for NC. 

This is not a good time of the year for me financially.  Paid off the first round of my property taxes and then saving up to pay the second round in a couple months.  Also allocating some funds for income tax owed in a couple months.  It's the most wonderful time of the year but also a dreaded time in some respects.  

I'll look into this when I max out my Roth for 2026. Thanks!

[SleepingTitan]

6 hours ago, Titandan said:

This is not a good time of the year for me financially.  Paid off the first round of my property taxes and then saving up to pay the second round in a couple months.  Also allocating some funds for income tax owed in a couple months.  It's the most wonderful time of the year but also a dreaded time in some respects.  

I'll look into this when I max out my Roth for 2026. Thanks!

I'd look at this as a long-term play. By and hold for at least 2 years. It pays a nice quarterly dividend, but I expect it to grow 20% over the next 12 mos. By the time the data centers are announced, it will be too late (next year). 

[Titandan]

8 minutes ago, SleepingTitan said:

I'd look at this as a long-term play. By and hold for at least 2 years. It pays a nice quarterly dividend, but I expect it to grow 20% over the next 12 mos. By the time the data centers are announced, it will be too late (next year). 

Thanks for the heads up!  I'll definitely research.  Appreciate you!

[OilerTitanHybrid]

[ctm]

If you are interested in the AL bubble debate, this is a good article with some valuable links embeded.

 

https://www.msn.com/en-us/money/markets/134b-tech-boss-billions-raised-with-0-revenue-screams-bubble/ar-AA1Th4mp?ocid=msedgntp&pc=HCTS&cvid=f9d9a10b09ff4bf385746e2968038386&ei=15

[CaliTitan3518]

On 12/9/2025 at 3:07 PM, Titandan said:

This is not a good time of the year for me financially.  Paid off the first round of my property taxes and then saving up to pay the second round in a couple months.  Also allocating some funds for income tax owed in a couple months.  It's the most wonderful time of the year but also a dreaded time in some respects.  

I'll look into this when I max out my Roth for 2026. Thanks!

Not 100% sure on what your profession is but I have seen several comments about real estate from you. If you haven't already, you should look into 100% bonus depriciation assuming you have REP status. 

[Titandan]

4 hours ago, CaliTitan3518 said:

Not 100% sure on what your profession is but I have seen several comments about real estate from you. If you haven't already, you should look into 100% bonus depriciation assuming you have REP status. 

I'm a realtor and property manager.  Honestly, I'm such a novice when it comes to taxes. But thanks for the heads up.  I'll mention 100% bonus depreciation to my CPA.  

I think this will affect federal taxable income, correct?  I do need to start working on that as well.  Seriously spend more time than probably expedient organizing my taxes.  I definitely do have cap ex that I am depreciating on a yearly basis but I also have business expenses as well that I am deducting.  Hopefully I can apply 100% bonus depreciation as well.  

Thanks once again, bud! 

[CaliTitan3518]

6 hours ago, Titandan said:

I'm a realtor and property manager.  Honestly, I'm such a novice when it comes to taxes. But thanks for the heads up.  I'll mention 100% bonus depreciation to my CPA.  

I think this will affect federal taxable income, correct?  I do need to start working on that as well.  Seriously spend more time than probably expedient organizing my taxes.  I definitely do have cap ex that I am depreciating on a yearly basis but I also have business expenses as well that I am deducting.  Hopefully I can apply 100% bonus depreciation as well.  

Thanks once again, bud! 

Correct. I'm not a CPA so definitely talk to yours. We are in the same professions. 

 

With the OBBB in place 100% bonus depreciation lets you deduct a large portion of a new property in Year 1. If you qualify as a Real Estate Professional (REP), you can use those deductions to offset your W-2 and 1099 income immediately.  You are basically using money you would have paid to the IRS anyway to invest in more properties. This  reduces your taxes, improves cash flow, and lets you grow your real estate portfolio faster. No brainer.

 

Pick up some investment properties with a 15% down DSCR loan and thank Trump. 

 

 

 

[OILERMAN]

If you look at what the US market has done since the 08 recession it's pretty incredible.

 

Even more recently, The S&P 500 has had had big gains in 5 of the last 6 years.  28.8%

16.6%

26.89%

24.23%

23.31%

and with one day to go this year, 17.25%....

 

Covid, The worst president ever, Sleepy Joe, inflation, tariffs, etc.....Since 08 really two down years. The US market keeps on trucking. 

 

I have no doubt you can get better returns with some luck but you're more than fine 100% US market. 

 

 

[ctm]

1 hour ago, OILERMAN said:

If you look at what the US market has done since the 08 recession it's pretty incredible.

 

Even more recently, The S&P 500 has had had big gains in 5 of the last 6 years.  28.8%

16.6%

26.89%

24.23%

23.31%

and with one day to go this year, 17.25%....

 

Covid, The worst president ever, Sleepy Joe, inflation, tariffs, etc.....Since 08 really two down years. The US market keeps on trucking. 

 

I have no doubt you can get better returns with some luck but you're more than fine 100% US market. 

 

 

 

If you didn't make 20% or close to it this year, then you might want to re-evaluate.

[Titandan]

16 hours ago, CaliTitan3518 said:

Correct. I'm not a CPA so definitely talk to yours. We are in the same professions. 

 

With the OBBB in place 100% bonus depreciation lets you deduct a large portion of a new property in Year 1. If you qualify as a Real Estate Professional (REP), you can use those deductions to offset your W-2 and 1099 income immediately.  You are basically using money you would have paid to the IRS anyway to invest in more properties. This  reduces your taxes, improves cash flow, and lets you grow your real estate portfolio faster. No brainer.

 

Pick up some investment properties with a 15% down DSCR loan and thank Trump. 

 

 

 

Awesome! Are you in socal or norcal? 

 

I'll have to look into the REP qualification.  Been working as an agent since 2018. But I've been investing in real estate since 2006 (right before the big crash). Good thing I didn't chicken out.  

 

If you don't mind me asking, where are you investing?  The only places that were worth even looking at locally pre-pandemic was Bakersfield or somewhere in San Bernardino country.  Was thinking about out of state turn key properties but decided not to.  

 

I'm thinking of my next move when mortgage interest rates drop. I'm thinking bottoming out around 4.5-5% in a year or two. 

[CaliTitan3518]

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Edited December 31, 2025 by CaliTitan3518
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[CaliTitan3518]

2 hours ago, Titandan said:

Awesome! Are you in socal or norcal? 

 

I'll have to look into the REP qualification.  Been working as an agent since 2018. But I've been investing in real estate since 2006 (right before the big crash). Good thing I didn't chicken out.  

 

If you don't mind me asking, where are you investing?  The only places that were worth even looking at locally pre-pandemic was Bakersfield or somewhere in San Bernardino country.  Was thinking about out of state turn key properties but decided not to.  

 

I'm thinking of my next move when mortgage interest rates drop. I'm thinking bottoming out around 4.5-5% in a year or two. 

Located in Norcal but do business all over CA. 

 

Whatever your portfolio looks like hopefully you leveraged all the equity you got from properties that you might have picked up after 2008. I was in high school then so I wasn't fortunate enough lol.