9 Nines Posted June 27, 2017 Report Share Posted June 27, 2017 (edited) What is ironic is the House bill and Senate proposal are complete behind the back put-down of the core Republican voters because the bill does the complete opposite of what the GOP has been preaching to these people for 7 years. The main complaint of late has been rising premiums and high deductibles. Republican candidates were preaching about that non-stop during the last year alone - and still are. Yet this bill increases premiums, lower cost sharing making out of pocket expenses higher and lower subsidies - i.e. it makes health insurance even worse in those regards. If the bills pass, and are signed, it will be interesting to see if the GOP leaders were right, their core voters are clueless (will they still vote Republican when Republicans amplify their complaints.) According to the CBO, most low-income people would shift to plans with a actuarial value because they would likely have more comparable premiums to the current, higher actuarial value plans they currently have. Here's the CBO's example: "In a set of illustrative examples, CBO and JCT estimate that a 40-year-old with income at 175 percent of the [federal poverty line] in 2026 could pay a net premium of $1,700 for a silver plan under current law and $1,600 for a plan with actuarial value of 58 percent under this legislation. However, because the reference premium would be changed and cost-sharing subsidies would be eliminated under this legislation, the average share of the cost of medical services paid by the insurance purchased by that person would fall—from 87 percent to 58 percent—and his or her payments in the form of deductibles and other cost sharing would rise. Those changes, CBO and JCT estimate, would contribute significantly to a reduction in the number of lower-income people who would obtain coverage through the nongroup market under this legislation, compared with the number under current law." http://www.businessinsider.com/cbo-report-senate-healthcare-bill-premium-costs-2017-6 Edited June 27, 2017 by 9 Nines Titans279, and Titans_Win_Again 2 Link to post Share on other sites More sharing options...
MadMax Posted June 27, 2017 Report Share Posted June 27, 2017 9 minutes ago, ben4titans said: Uhh, actually it isn't. Is the government supposed to make sure we have paved roads to drive on? Snow plowed? Public school? Fire and police departments? Anything? Or should all that crap be for profit and free market? pat 1 Link to post Share on other sites More sharing options...
MadMax Posted June 27, 2017 Report Share Posted June 27, 2017 But the states are under the fed umbrella, no? Link to post Share on other sites More sharing options...
MadMax Posted June 27, 2017 Report Share Posted June 27, 2017 So federal grants for roads and highways are bad? Link to post Share on other sites More sharing options...
Popular Post TitanDuckFan Posted June 27, 2017 Popular Post Report Share Posted June 27, 2017 Until someone steps in to do something about the outrageous cost of care, this can't be fixed. I was opposed to the ACA for the same reasons I'm opposed to most of what I've seen in the AHCA. I've stopped caring about the insurance industry's profits. They're greedy control freaks out to screw the American people whether they do it directly or through government intervention, or through dictating to care professionals. There's two free markets to be considered here. The healthcare industry and the insurance companies. But currently the insurance industry exerts too much control over healthcare costs and the decisions made about an individual's care, to call it a "free market." So a free market in health care doesn't really exist. Not just because of government control, but also because the insurance industry has them in a vice financially. 2 hours ago, ben4titans said: Free market option is the only option then. The US could be a shining example worldwide, if done correctly. I don't think there is a way to do it "correctly" any longer. The ACA made too many government dependents, and the insurance industry is demanding too much in the way of profits. There is no easy way out of this. But I'm tired of taxpayer dollars lining the pockets of insurance companies, and then having them beg for more or bail out. Screwit, I'm ready to tell the insurance companies and their lobbyists to take a hike. Just expand medicare/medicaid and cut insurance companies off altogether. They can either live with less in the way of profits or they can go back to relying on life insurance and car insurance and homeowners policies. And insuring yachts for their billionaire friends. Bink, pat, Titans_Win_Again, and 2 others 5 Link to post Share on other sites More sharing options...
Titans279 Posted June 27, 2017 Report Share Posted June 27, 2017 @TitanDuckFan I assume whenever the Dems regain control expanding Medicaid and Medicare will be priorities for them. They tried to play ball with the insurance companies and get them onboard with the ACA and this current repeal effort is what it got them. I'm guessing next time they'll see no reason to get the insurance companies on board with their health care plans. Link to post Share on other sites More sharing options...
TitanDuckFan Posted June 27, 2017 Report Share Posted June 27, 2017 40 minutes ago, Titans279 said: @TitanDuckFan I assume whenever the Dems regain control expanding Medicaid and Medicare will be priorities for them. They tried to play ball with the insurance companies and get them onboard with the ACA and this current repeal effort is what it got them. I'm guessing next time they'll see no reason to get the insurance companies on board with their health care plans. Until the money being dropped on both sides of the aisle by insurance company lobbyists stops, or becomes wholly transparent, this won't get fixed. This isn't a partisan issue, it's an issue of money and greed, and the source is the insurance side of the financial sector. And it infests more aspects of our daily lives than most people realize. Healthcare insurance just happens to be the one front and center at the moment. Link to post Share on other sites More sharing options...
TitanDuckFan Posted June 27, 2017 Report Share Posted June 27, 2017 2 minutes ago, ben4titans said: Regarding free market, there is an easy way out, cut out the insurance companies. Except for catastrophic type coverage. I've already written my Senators and Reps, and asked them to disclose how much money, both directly and indirectly, they've received from industry lobbyists. Twice I suggest we all do the same. But be prepared for the sound of crickets. 'Cuz that's all I've heard so far. ben4titans 1 Link to post Share on other sites More sharing options...
TheBukafax Posted June 27, 2017 Report Share Posted June 27, 2017 32 minutes ago, TitanDuckFan said: I've already written my Senators and Reps, and asked them to disclose how much money, both directly and indirectly, they've received from industry lobbyists. Twice I suggest we all do the same. But be prepared for the sound of crickets. 'Cuz that's all I've heard so far. You want health care for all? I think that's what I'm getting from your posts. Respect if you're in agreement on that. Not many right minded people can do that. Link to post Share on other sites More sharing options...
TheBukafax Posted June 27, 2017 Report Share Posted June 27, 2017 1 minute ago, ben4titans said: But wait, there's more...if you buy today we'll throw in two more for free....that is 3 for the price of one...but you have to call now to get this amazing offer. Your swamp creature Congressman is standing by to take your order. Wat? Here in Canada we are all covered and have never had an issue lol Link to post Share on other sites More sharing options...
TitanDuckFan Posted June 27, 2017 Report Share Posted June 27, 2017 (edited) 29 minutes ago, TheBukafax said: You want health care for all? I think that's what I'm getting from your posts. Respect if you're in agreement on that. Not many right minded people can do that. I want affordable health care. I had it for the first ~40 years of my life, until the insurance industry figured out a way to control how much health care costs, for their benefit. I paid for my son to be born, by C-section, in under 24 months while I was making ~$30k/yr. The cost of that procedure has turned into a nightmare for all but the most affluent. And there's one primary reason for that, and it ain't medical innovation. The more health care costs, the more policies those greedy bastards sell, and the more money they make. The ACA drove customers to the insurance industry's door and tried to substitute a higher volume of policies for the margin on individual policies. It didn't work. So the insurance companies started bailing out, and crying poor-mouth. And now they want to be able to raise premiums even higher. Because that's how their business model works. And every time someone says just subsidize higher premiums, they're advocating subsidizing profits with tax dollars. I've seen BIG hospital bills, and the insurance compensation statements that supposedly explains how they paid those bills, and it's a joke. A bad one. Insurance pays what they want to pay, and that's it. The answer is NOT to figure out how to make insurance cheaper, it's to make health care cheaper. Cheap enough that for all but catastrophic care, the average American can pay their own medical bills and tell their insurance company to get screwed. Then if you want to buy more coverage you can. Edited June 27, 2017 by TitanDuckFan pat 1 Link to post Share on other sites More sharing options...
Number9 Posted June 27, 2017 Report Share Posted June 27, 2017 https://finance.yahoo.com/news/republicans-better-off-living-obamacare-203045751.html Link to post Share on other sites More sharing options...
Titans279 Posted June 27, 2017 Report Share Posted June 27, 2017 I heard it was democrat obstruction blocking this bill though Link to post Share on other sites More sharing options...
MadMax Posted June 27, 2017 Report Share Posted June 27, 2017 1 hour ago, ben4titans said: Can states not figure out how to fund the building of roads? You truly know nothing. WG53 1 Link to post Share on other sites More sharing options...
freakingeek Posted June 27, 2017 Report Share Posted June 27, 2017 4 hours ago, ben4titans said: Uhh, actually it isn't. Bullshit Link to post Share on other sites More sharing options...
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